Premium leakage benchmarks
Industry estimates put auto premium leakage at 5–10%+ of written premium. Our cohort of carriers running quarterly mileage check-ins is recovering between 1.8% and 4.6% of leaked premium per book.
Customer engagement
Verified, paid check-ins outperform unsolicited renewal touches by 6–9× on response rate. Customers willingly share data when (a) they understand the trade and (b) they get paid for accurate answers.
Anomaly detection
Our multi-model verification flags ~3.4% of submitted check-ins for human review. Of those, ~62% turn out to be legitimate edge cases (new car, change in usage, lifestyle shift) — not fraud. The remaining are caught and excluded from underwriting.
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